How to purchase a home with Us.

Here, we outline how our home financing model is designed to help you achieve homeownership in a manner that is affordable, interest-free, and free from the burden of conventional debt. While it may sound too good to be true, many of our clients have experienced the benefits firsthand, and we assure you—there are no hidden catches!

The short story.

At a super-super high level, it’s this simple:

Find a property

You find a property you like and approach us with 10% deposit amount that would work as your ‘initial equity’. We always recommend 10% as your initial equity amount, but we do accept 5% on a case-per-case basis.

We buy it for you

We buy it for you, using our special entity called Dinarly Finance LLP, and enter a co-ownership agreement – as partners, howdy!

Move in

You move in, settle down and pay rent each month, scaled down by the amount of equity you own (your partnership share). The rent takes into account the local property market and several other factors, but not interest though.

We sell back to you

We sell our share of the property back to you at the price we purchased it – even if it takes you 30 years to pay it back! It’s up to you though, you don’t have to buy the entire property if you don’t want to. We’re big on choice at Dinarly.

Equity cushion

We like giving our customers security, so you have access to your ‘equity cushion’ if you need it – meaning if times get difficult and you can’t pay your rent, you can pay using your equity instead. Win-win.