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Applying for a buy-to-let property
our aim is to give everyone the opportunity to own their own home, but we appreciate not everyone is in the position to become a homeowner. So in order to help provide housing for renters, we also provide finance for buy-to-let properties on a limited case-by-case basis.
Social investment purpose
Help bring affordable housing to our community of renters through our buy-to-let purchase plan, without the burden of debt.
Cheaper rent for tenants.
Our rental discount structure allows you to pass on the savings to tenants each time you purchase more equity!
Low risk, strong potential return.
Due to the strength and resilience of the market, investing in residential property is comparatively a low risk investment. Property values tend to rise over time, depending on location, meaning you’ll pocket the profit of capital appreciation.
Tip: Make sure you do your research to avoid low rental demand and stagnant house prices!
Check your eligibility.
Before you get started, take a look at our eligibility criteria to see if you’ll be accepted for finance.
We are here to help
As your trusted partner in property, we are committed to supporting you throughout your homeownership journey. Should you have any questions or require assistance, feel free to reach out to us at any time. You can easily contact us by filling out our online form or scheduling a call with a member of the Dinarly’s team, who will be happy to assist you.
Frequently Asked Questions
Can I apply for buy-to-let finance if I already have a residential property with you?
Yes, we can provide finance up to a maximum level of 4 crore.
Who manages the renting process? Do I need to consult Dinarly on who to rent the property out to?
Under our home financing model, you are the sole owner of the property. This means you have full responsibility for finding and managing tenants if you choose to rent out the property.
You do not need to consult with us regarding tenant selection, lease terms, or rental agreements. As the owner, all decisions related to the tenancy rest with you, providing you complete autonomy in managing your property.
Am I liable to usual landlord costs or does Dinarly contribute to these in line with our respective shares?
As the landlord, you are responsible for all associated costs.
Is the amount of finance your provide dependent on my personal income?
Yes, unlike a traditional buy-to-let product, finance is provided on an affordability basis instead of assessed on the rental income the property is likely to generate. As much as we want to provide finance where we can, we have to consider your ability to make the monthly payments if the property was untenanted and there was no rental income being received.