Grow-Your-Savings with as little as ₹10,000

Our ethical savings accounts have historically awarded up to 12.00% returns annually in a ring-fenced, asset-backed portfolio. We use your money to help people buy their homes debt-free and create genuine social impact.
Make a difference as you Grow-Your-Savings with Us.

 
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Make your money make a difference.

We all work hard to earn money, but is it being put to good use? By investing in a Grow-Your-Savings account, you’d be helping people become homeowners without debt, and in return we’ll reward you for your good deed – historically we’ve awarded up to 7.00% annually.
A savings account that brings about positive change.

How does it work?

A question we’re asked all the time, how do you make it work?

  1. You register and apply for your Grow-Your-Savings product through your account dashboard
  2. We process and approve your application
  3. You transfer your initial investment into your account
  4. Your investment is used only to finance homes
  5. Homeowners pay rent on the share they do not own – the profit on rental payments help generate your dividend returns
  6. Your dividend returns are paid into your Grow-Your-Savings account monthly – you get to choose whether you withdraw these returns or whether you automatically reinvest your returns using our handy web account

How does a Grow-Your-Savings account drive social impact?

Traditionally, your savings would usually be sitting in a bank account. The bank would then lend out your money on loans and mortgages, placing people into potentially life-long debt. In return, the bank may pay you a small fixed amount of interest for using your money.

We’re here to create social good, in a way that’s ethical and fair to all. Our Grow-Your-Savings accounts help power Dinarly’s Home Provision Scheme, creating a new way for people to own a home interest-free and without debt. Your money goes directly into homes, and you get a direct share of all profits generated from them. 

How am I protected?

Ring-fenced portfolio

We use a ring-fenced entity, called Dinarly Finance LLP, which owns each property directly. When you invest, you’ll be investing in this entity. This entity will only be used for purchasing properties in the India.

Fully asset-backed

Each property is directly owned and / or secured with a legal charge by you and our other shareholders to minimise risk. The shares you receive give you a portion of any profits made, and make you a part of our success.

Funds are deployed after completion, never before

To get to completion, home finance customers go through very thorough checks looking at a number of aspects, such as affordability, payment history and credit checks. We also perform thorough checks on the property too, through valuations and surveys.

These funds are not used to run Dinarly as a business

Your invested funds are not used to run Dinarly business or operational costs, we use it solely on the properties we purchase as homes. We do hold 8% in cash reserves to help cover the costs of developing and administering the portfolio, we always quote returns net of these amounts.